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BCom Tuition > How to calculate instant ime of 100000 ?
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How to calculate instant ime of 100000 ?

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Time value of money
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Information is not sufficient provide rate of interest and no. of installments and period.
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Formula to calculate E.M.I is / where P ( principal) = Rs.100000, You need to define I ( interest rate per month) and the n(tenure) in months. Interest outflow is more in the initial period and principal is more in E.M.I in later part of the loan duration.
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ACCOUNTANCY EXPERTISE, Maths expert till 10th

Say Principal=1 Lac Int 12% Year 1. EMI = 100000*1/100(1+1/100)^12 divided by ((1+1/100)^12-1) use "Full Calculation" option. mentioned as "F" ; Cut ; 5/4 of calculator we will find 101/100^12= 1.126825 multiply by 1000 and second block results comes (1126.825-1=.126825). now devide 1.12685/.12685...
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Say Principal=1 Lac Int 12% Year 1. EMI = 100000*1/100(1+1/100)^12 divided by ((1+1/100)^12-1) use "Full Calculation" option. mentioned as "F" ; Cut ; 5/4 of calculator we will find 101/100^12= 1.126825 multiply by 1000 and second block results comes (1126.825-1=.126825). now devide 1.12685/.12685 So EMI is Rs 8885/-. (Now for Interest portion 100000/- 1% (12/12 p.month)=1000/- . Subtract Rs 1000 from 8885/- it comes to 7885/- as principal and 1000/- as interest. Next month (100000-7885=92115 as principal and interest 1% of 92115/- i.e 921 so breakup of 2nd installment (8885-921=7964). 3rd installment (92115-7964=84151 and interest is 842 principal is 8885-842=8043 and so on. Just note down on a paper in vertical form for easy understanding. read less
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Say Principal=1 Lac Int 12% Year 1. EMI = 100000*1/100(1+1/100)^12 divided by ((1+1/100)^12-1) use "Full Calculation" option. mentioned as "F" ; Cut ; 5/4 of calculator we will find 101/100^12= 1.126825 multiply by 1000 and second block results comes (1126.825-1=.126825). now devide 1.12685/.12685 So...
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Say Principal=1 Lac Int 12% Year 1. EMI = 100000*1/100(1+1/100)^12 divided by ((1+1/100)^12-1) use "Full Calculation" option. mentioned as "F" ; Cut ; 5/4 of calculator we will find 101/100^12= 1.126825 multiply by 1000 and second block results comes (1126.825-1=.126825). now devide 1.12685/.12685 So EMI is Rs 8885/-. (Now for Interest portion 100000/- 1% (12/12 p.month)=1000/- . Subtract Rs 1000 from 8885/- it comes to 7885/- as principal and 1000/- as interest. Next month (100000-7885=92115 as principal and interest 1% of 92115/- i.e 921 so breakup of 2nd installment (8885-921=7964). 3rd installment (92115-7964=84151 and interest is 842 principal is 8885-842=8043 and so on. Just note down on a paper in vertical form for easy understanding. read less
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ACCOUNTS TEACHER

Rs. 1,00,000/PVAF (r%, n years).
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