Bank Clerical Exam Coaching Updates

Bootstrapping mean Booting process when the computer is switched ON. When the PC is switched ON, the BIOS ROM is activated, which in turn bring first OS related file from the boot sector of the hard disk, once this file is loaded on to the primary memory of the computer, it will fetch the next file from the hard disk. This newly loaded file is responsible for bringing yet another OS related file to the memory. Thus all required files are loaded, and the system is now ready for use. This process is similar to how the strap of a boot works, hence the process of loading OS files is called bootstrapping.

What you mean by the term Hibernate Your Computer?

Whenever you are no longer using your computer, e.g. during your lunchtime, or tea break instead of shutting down the computer you can make your computer in hibernate mode by pressing hibernate button provided in the GUI of the computer. When you hibernate your computer, the CPU runs very minimal functionality, and therefore the heat produced inside the CPU is drastically reduced. Therefore the rotation of the fan is also reduced, and the overall current consumption of computer comes down. Hence you are saving power consumption by putting the machine in hibernate mode during your rest time.

The word hibernate is originated from Biology. Many creatures like Ranahexotica and polar bear do hibernate in summer season and winter season respectively. Metabolic activities are heavily reduced in the animal during the hibernation period.

Tip No. 1: Make a schedule for practicing a fixed set of questions daily. It is essential to get organized first. Make it a daily habit to solve questions. Initially you may start with one test or a question paper depending on your capacity. One should be able to practice 2-4 full length question sets in the last month before the exam. You may have a stop watch to measure your performance while practicing.
 
Tip No. 2: Ensure that there are no distractions around. Bank exams demand one-pointed attention when it comes to practice. It makes sense to have a group study with your friends preparing for the same. A group study would help you gain new insights or techniques to solve the problems quickly. However, if you are not comfortable with group study, you may practice alone and meet your friends once in a week for guidance.
 
Tip No. 3: The best way to evaluate your ability to solve and performance is taking Mock Tests conducted by coaching institutes for competitive exams. A Mock test is an examination which serves practice for future exams. Or you can take Mock test by yourself. Never take these tests lightly. One should be doing minimum two to three tests daily. Keep in mind that subjects like Reasoning and Quantitative Aptitude (QA) can be excelled in through time management. Regular practice would sharpen your skills in solving the questions related to Reasoning and QA. The best part of Mock test is that it prompts you to gradually increase your problem solving speed.
 
Tip No. 4:  When it comes to your question set, never get overcome by anxiety or nervousness. These psychological barriers do impact your performance. Time management is the key. Once you get your Mock question set, go through the section and see all the questions if possible. Select the problems thoughtfully. It is not compulsory to solve each and every question of all the sections. Choose General Awareness section and Computer or English first. It may help you save time for Reasoning and QA. Solve easier questions first and mark the tough ones. Once you are done with the easy ones, start at once the marked ones. And most important, never ever get hooked up to one single question. It is a huge risk. If you are not able to solve it in one minute, leave for the next.
 
Tip No. 5: Last but not the least, if some concepts are not clear, please discuss with your friends or teacher well in advance. If you start looking for help few days before the exam, your friends or even best friend who is also preparing for the same will not be able to help you!

These are general tips anyone can follow. It is best to follow what suits you. Different candidates have different methods or approach to problem solving. The final aim is to score maximum and get ready for personal interviews!

The banking sector is the lifeline of any modern economy. It is one of the important pillars of the financial system, which plays a vital role in the success/failure of an economy. Banks are one of the oldest financial intermediaries in the financial system. They play an important role in mobilization of deposits and disbursement of credit to various sectors of the economy. The banking sector is dominant in India as it accounts for more than half the assets of the financial sector.

Banks are institutions that accept various types of deposits and use those funds for granting loans. The business of banking is that of an intermediary between the saving and investment units of the economy. It collects the surplus funds of millions of individual savers who are widely scattered and channelize them to the investor. According to section 5(b) of the Banking Regulation Act, 1949, “banking” means the accepting, for the purpose of lending or investment, of deposits of money from the public, repayable on demand or otherwise, and withdrawable by cheque, draft, and order or otherwise. Banking company means any company which transacts the business of banking in India. No company can carry on the business of banking in India unless it uses as part of its name at least one of the words bank, banker or banking. The essential characteristics of the banking business as defined in section 5(b) of the Banking Regulation Act are:

Acceptance of deposits from the public, For the purpose of lending or investment

a)      Withdraw able by means of any instrument whether a cheques or otherwise.

The new MPC is to be a six member panel that is expected to bring "VALUE and TRANSPARENCY" to rate setting decisions. It will feature three members from the RBI- the Governor, a Deputy Governor , and another official- and three independent members to be selected by Government.

A search commitee (Another commitee) will recommend three external members, experts in the field of economics , banking or finance, for the government appointees. The MPC will meet four times a year to decide on monetary policy by a majority vote. And if there's a tie between the 'yes' or 'no', the RBI Governor gets the deciding vote.

In India nowdays English grammar is very imporatant because wheteher you are going to give SSC, Bank, CDS, NDA, CLAT, MBA etc exams its necessary to have good command over English. 

Lets have a look on some importanat points:

1. In front of: This is used to denote that something/someone is standing in front of other person/object. For instance: The lecturer stands in front of the students.

2. Behind: It is used to express opposite connotation of In front of. It means at the back (part) of something/someone. For instance: The car was parked behind the gate.

3. Between/Among/Amidst: Often, we get confused while using these words and end up using the wrong word.

i. Between is used for two objects or things (or places). For instance: There are mountains between Chile and Argentina.

ii. Among is used for more than two persons / things. For instance: The chief guest distributed prizes among the top performers.

iii. Amid or Amidst is used for more than two persons / things (groups). For instance: Amid her team members

4. Across From / Opposite: Across from/opposite is similar to conveying that someone (or a place) is on the other side of something. For instance: The girl lives across from a temple.

5. Next to / Beside: Next to and beside refer to an object or a person that is at the side of another thing. For instance: A security personnel stands next to the entrance gate.

6. Near / Close to: Near and close to carry same connotation as next to / beside. The only difference is the distance. ‘Next to’ is used to express a short distance, while ‘near’ is used to highlight a longer distance. For instance: The bus stop is near the bank.

7. On:

i. On is used a preposition of time, place and position.

ii. This means it indicates ‘days of the week’.

iii. ‘On’ is used to point out the position of a person or an object.

For instance: The bottle is kept on the table. (Indicates position). The office will be open on Saturday. (This indicates time).

8. Above/Over: Above and over mean position higher than a reference point. In other words, ‘above’ or ‘over’ mean at a higher position than other object or person. For instance: They put an umbrella over the table to avoid heat from the sun rays. "Over" can also mean ‘covering the surface of something’.  For instance: The mud is spread all over the floor.

9. Under/Below: Under and below mean at a lower level w.r.t someone/something. For instance: The boxes are under the table. A river flows under a bridge. Sometimes we use the word underneath instead of under and beneath instead of below. There is no difference in meaning those they are less common nowadays.

10. Of/Off: ‘Of’ denotes origin or cause, while ‘off’ denotes separation.

11. To: After the verbs “Say / suggest / propose / speak / explain / reply / complain / talk / listen / write”, ‘to’ should be used if any object is present.

12. No preposition: Verbs such as ‘discuss/describe/order/tell/demand’ do not require any preposition. The verbs directly take an object.

Now, it’s time to check what you have read so far. Try these questions, which were featured in various competitive exams.

1. He quickly glanced ____________ the book to find what it said about the Indian economy.

2. What is the time ________ your watch?

3. My father will retire from service ________ a year.

4. Most of us eat ________ a spoon.

5. Whom are you talking __________ ?

6. Don’t look __________  on him.

7. We are pleased ____________ your visit.

8. She is good _________ English.

9. There is some dispute ____________ the property as the owner died without making a will.

10. Do you take pride ____________ your appearance?

We hope this post might have cleared all your doubts.