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The course of the Loisel’s life changed due to the necklace. After replacing the lost necklace with a new one, they had to replay all the money that they had borrowed to buy the new necklace. They sent away the maid and changed their lodgings. They rented some rooms in an attic. Matilda learnt the odious work of a kitchen. She washed the dishes, soiled linen, their clothes and dishcloths. She took down the refuse to the street each morning and brought up the water, stopping at each landing to catch her breath. She went to the grocer’s, the butcher’s, and the fruiter’s, with her basket on her arm, shopping, haggling to save her money. Loisel worked in the evenings, putting the books of some merchants in order. At night, he did copying at five sous a page. This lasted for ten years, and at the end of the said period, they were able to repay their lenders.

The cause of Matilda’s ruin was her dissatisfaction with whatever life offered her. She was always unhappy. She felt that she was born for all the delicacies and luxuries. She disliked her circumstances.

She could have avoided the ruin by being content with what she had.

If Matilda would have confessed to her friend that she had lost her necklace, she might have been in lesser trouble than what she faced after having replaced the necklace. Her friend would definitely have been angry with her. Most probably, she would have asked Matilda to replace it. She would have given her the details from where she had bought the necklace and how much it had cost her. Matilda would thus have known that the jewels in the necklace were not real diamonds. It would have cost her a far lesser amount to replace it. Matilda would thus have saved herself and her husband all the trouble they went through.