Duration: 6–8 Weeks

Format: Online / Offline

Level: Beginner to Intermediate

🔹 Module 1: Basics of Financial Planning

• What is Financial Planning?

• Difference between Saving vs Investing

• Importance of Goal-Based Planning

• Types of Financial Goals (Short / Medium / Long Term)

• Power of Compounding

• Inflation & Time Value of Money

🔹 Module 2: Understanding Investment Products

1️⃣ Bank & Fixed Income

• Savings Account

• Fixed Deposit (FD)

• Recurring Deposit (RD)

• PPF

• EPF

• Bonds

2️⃣ Market-Linked Investments

• Mutual Funds (Types: Equity, Debt, Hybrid)

• SIP vs Lumpsum

• Direct vs Regular Funds

• Index Funds

• ETFs

3️⃣ Equity Investments

• Basics of Stock Market

• How to open Demat Account

• Risk vs Reward in stocks

4️⃣ Other Assets

• Gold (Physical vs ETF)

• Real Estate

• REITs

🔹 Module 3: Risk & Portfolio Allocation

• Risk Profiling (Low / Moderate / High)

• Asset Allocation Strategy

• Diversification

• Portfolio Rebalancing

• Emergency Fund Planning

🔹 Module 4: Retirement & Tax Planning

• Retirement Planning Basics

• How much corpus is needed?

• NPS

• Tax Saving Investments (80C)

• Capital Gains Tax basics

🔹 Module 5: Practical Investment Planning

• Creating a Personal Financial Plan

• Setting SIP strategy

• Calculating returns

• Goal-based investment mapping

• Case studies

🔹 Module 6: Common Mistakes to Avoid

• Emotional investing

• Over diversification

• Chasing high returns

• Ignoring inflation

• No insurance planning

🎓 Final Assessment

• Case study-based assignment

• Investment plan for a sample client

• Risk profile analysis

• Certificate on completion