How can I prepare for the CA final in 3 months if I have not taken any coaching?

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U have to go through the concepts carefully given in Ur notes provided by ICAI and u have to devote atleast 12 to 16 hrs of preparation time and also can have a crash course if available
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FINANCE AND ACCOUNTS WIZARD

If you are exordinarily brillient you can, but I would suggest 5 hours per day for one year to clear.
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