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Hi Shagufta,
let me take your questions one by one,
Failing in one exam never speak your potential to crack another exam. If you see all Top B-Schools in India and abroad, you will find majority of batch strengh had tried IIT JEE, but could not at that time but later , they crack and become part of dream B-Schools. So never give up.
Coming onto financials, target to crack the best of the B-Schools, financials won't be much of problem, you can avail an education loan easily.
Feel free to contact for more discussion.
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