Bhagvat M. Parmar

I am Ex-SR. Manager of BOI having total exposure of 50 years to Banking in general and over 35 years to Bank Loans and all Bank Credit matters including Corporate Credit / Large Borrowers. Apart from my Degree in Arts :B.A.(Hons.), I am also having Degree in Law : LL.B. (1968), then Professional Degree of C.A.I.I.B. pf Indian Institute of Bankers (1971). Till this date, I am in Bank Audit and Bank Credit matters. I can coach Juniors for Banking and Financial Analysis matters.I had opportunities to coach young CA students, MBA (Fin) Junior Freshers in.Bank Credit and Loans Dept. I can legitimately say that I have reasonably good expertise to teach Banking to beginners and also middle level personnel, as well as students who have Banking as a subject in their curriculum. To mention about one advance topic in Bank Credit processing matters, I wish to state that I am having expertise in processing of CMA Data which is vital in assessment of Bank Credit Limits involving analytical study of any Organisation's past years and future years as per Working Capital and Term Loan requirements. My expertise is of immense use for CA's and Finance related professionals. I prefer to coach Juniors in batches of maximum -4- at a time and 'Assignment/ basis for actual Processing work for Bank credit matters; e.g. CMA, Project Reports etc.